Happy Holidays. It’s that time of year again. Holiday season not only means shopping for stocking stuffers. It’s also the time of year when people start planning their construction projects to be able to begin building in the spring. Here’s a list of features your owner builder construction loan must have to make your shopping [...]
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This marks the third week in a row that mortgage rates have moved in one direction or another by more than .4 points. This is highly unusual. For some perspective for the 12 weeks from March 20th to June 5 mortgage rates held steady between 5.85 and 6.09. At this point [...]
Posted in Debt Consolidation | Tagged gone, have, haywire, mortgage, rates
Fixed mortgages are the mortgage loan that has an interest rate that remains fixed through out the loan period. There won’t be any changes in the interest rate once you lock it in a fixed mortgage.
The fixed mortgages have a lot of advantages than any other home loan. It will offer you a peace of [...]
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Complaining about your mortgage or endowment can be a drawn out affair of phone calls, letter writing and waiting. But if there is a problem with your policy which can be linked to unsuitable advice given by the provider, the matter should be addressed. You can’t complain about how your endowment has performed in the [...]
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Self Certification Mortgages were introduced a decade ago to help prospective home buyers who have funds for property investment but cannot demonstrate their true earnings or cannot verify their income. Standard mortgages are granted on the basis of a fixed income, such as from a full-time job or steady income from other established engagements or [...]
Posted in Debt Consolidation | Tagged have, if, Income, irregular, mortgage, selfcertification, try, you
